Latest posts
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Public Banks Are Safe in India — But Here’s What Nobody Tells You
My uncle lost sleep for three months in 2019. Not over a bad stock pick. Not over a business deal gone wrong. Over his fixed deposit sitting in a private bank that was suddenly in the news for all the wrong reasons. He…
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Are Private Banks Safer Than Public Banks? Here’s What I Wish I Knew Earlier
I’ll never forget March 6, 2020. I was sitting in a DTC bus on my way to Connaught Place, scrolling through my phone, when I saw the headline: “RBI puts Yes Bank under moratorium. Withdrawal limit: ₹50,000.” My stomach…
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The Harsh Reality of Tata’s AI Bet — And What Every Indian Investor Should Know Before Going All In
I almost made a serious mistake last year. TCS was sitting at around ₹3,300, down over 28% from its peak. AI headlines were everywhere. The Tata–OpenAI partnership had just dropped. Everyone in my investing group was…
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How long do I need to invest in NPS?
I still remember the first time I casually opened an NPS account in my late 20s. I thought: “Great, one more tax‑saving option ticked. I’ll just keep it running till retirement.” Fast‑forward a few years, and suddenly I…
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Why Japan is Buying Yes Bank — And What Every Indian Investor Needs to Know
I’ll be honest. When I first heard about this deal, I laughed. Not cruelly. Just… disbelief. Because I remember 2020. I remember watching Yes Bank’s stock crater to ₹5, the RBI stepping in, ATM withdrawal limits at…
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How to Analyze Stocks Using AI
I was sitting at a cramped table in Connaught Place, the Delhi heat pressing down on me, staring at my phone screen with sweaty palms. The stock I’d poured ₹38 lakh into—based on a “sure-shot tip” from a Telegram group…
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The Future of AI in Investing India: What I Learned After Losing ₹4.2 Lakh
I sat at my desk at 2:17 AM on November 14, 2021, staring at a screen that showed my portfolio down 23% in three days. My heart was racing. I had bought what “the algorithm” said was a sure thing. Except there was no…
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Trading vs Investing Which Is More Profitable — The Truth Nobody Told Me
Introduction: The Day I Thought I Cracked the Market I still remember that Tuesday morning. Reliance was moving fast, Twitter was buzzing, and I had just made ₹8,500 in less than an hour. I leaned back in my chair and…
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PE Ratio Meaning in Stock Market
Introduction — The Day I Thought I Was Smarter Than the Market I still remember the exact stock. Midcap. Buzz everywhere. Everyone around me said it was “cheap.” So I bought it. Confident. Almost proud. Three months…
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How to Read Candlestick Charts for Beginners
Introduction — The Trade That Looked Perfect (But Wasn’t) I still remember the first time I lost ₹18,000 in a single day. It wasn’t a crash. It wasn’t bad news. It was worse — I thought I was being smart. The stock was…